Leasing & Hire Purchase with finyo

“Leasing & Rent-to-own – Your flexible financing solution”

 

📘 What is leasing?

Leasing is a modern form of financing where you use investment goods without having to buy them. You only pay regular leasing rates for a fixed period – this creates financial flexibility and preserves your liquidity.

At the end of the term, you can return, continue leasing, or buy the leased object. Ideal for companies that want to stay technically up to date – all without high acquisition costs.


💡 Advantages of leasing

With leasing, you invest flexibly and tax-advantageously in the future of your business:

💰 Financial flexibility
  • Low initial investment: Use modern technology without high one-time costs.
  • Preservation of liquidity: Your funds remain free for other projects.
📊 Tax advantages
  • Deductibility: Leasing rates are tax-deductible as business expenses.
  • Balance sheet neutral: Leasing objects do not appear on the balance sheet – equity ratio remains stable.
⚙️ Technological currency
  • Always up to date: Regular updates to the latest models and technologies.
  • Competitive advantage: State-of-the-art technology for maximum efficiency.

🏢 Leasing for businesses

Preserve your liquidity with tailored leasing for every company size:

💼 For SMEs

Leasing enables small and medium-sized enterprises to access the latest technology without high initial investments.

👩💻 For freelancers

Flexible financing solution for necessary work equipment – tax advantageous and liquidity-preserving.

🚀 For startups

Leasing strengthens innovation by providing quick access to the latest technologies.

🌱 For startups

Enables the start of your own business without a large equity burden.


📗 What is rent-to-own?

With rent-to-own, companies acquire investment goods through fixed monthly installments. After full payment, the object automatically transfers to your ownership – without final payment.

Rent-to-own is ideal for businesses with long-term planning that want to build ownership while maintaining their liquidity.

✅ Advantages of rent-to-own
  • Planning security: Fixed installments for clear cost control.
  • Liquidity preservation: No high one-time payments.
  • Ownership acquisition: Automatic transfer of ownership after the term ends.
  • Flexibility: Individual contract design according to needs.

🏢 Rent-to-own for companies

💼 For SMEs

Use modern equipment without high initial investments and become the owner at the end.

👩💻 For freelancers

A cost-effective way to acquire work equipment in the long term.

🚀 For startups

Strengthening innovation through investments with manageable installments.

🌱 For startups

Enables investments with security and predictable costs.


🧭 In three steps to leasing or rent-to-own

  1. Submit request: Send us your request via the form – we will get in touch directly.
  2. Request review: We will review your request in the partner network and find the suitable financing solution.
  3. Approval: After approval, you will receive your contract documents and can start immediately – with small monthly installments.

A service of:

Finyo GmbH Logo

finyo GmbH
Roonstraße 23a, 76137 Karlsruhe
📞 +49 (0)721 18126790
✉️ hello@finyo.de