“Leasing & hire purchase—your flexible financing solution”
📘 What is leasing?
Leasing is a modern form of financing in which you use capital goods without having to purchase them. You simply pay regular leasing instalments for a fixed period—providing financial flexibility and preserving your liquidity.
At the end of the term, you can return, continue leasing, or purchase the leased asset. Ideal for companies that want to stay technologically up to date at all times—without high acquisition costs.
💡 Benefits of leasing
With leasing, you can invest flexibly and in a tax-advantaged way in the future of your business:
💰 Financial flexibility
- Low initial investment: Use modern technology without high one-off costs.
- Preserving liquidity: Your funds remain available for other projects.
📊 Tax benefits
- Tax deductibility: Leasing payments are tax-deductible as operating expenses.
- Off-balance-sheet: Leased assets do not appear on the balance sheet—equity ratio remains stable.
⚙️ Technological currency
- Always up to date: Regular updates to the latest models and technologies.
- Competitive advantage: State-of-the-art technology for maximum efficiency.
🏢 Leasing for businesses
Preserve your liquidity with customized leasing for businesses of any size:
Leasing gives small and medium-sized enterprises access to state-of-the-art technology without high initial investments.
Flexible financing solution for essential equipment—tax-advantaged and preserving liquidity.
Leasing boosts innovation by providing rapid access to the latest technologies.
Enables you to start your own business without a significant equity burden.
📗 What is hire purchase?
With hire purchase, businesses acquire capital goods through fixed monthly instalments. Once payment has been made in full, the asset automatically becomes your property—with no residual payment.
Hire purchase is ideal for businesses with long-term plans that want to build ownership while preserving their liquidity.
✅ Benefits of hire purchase
- Budget certainty: Fixed instalments for clear cost control.
- Preserving liquidity: No high one-off payments.
- Ownership transfer: Automatic transfer of ownership at the end of the term.
- Flexibility: Custom contract terms tailored to your needs.
🏢 Hire purchase for businesses
Use modern equipment without high upfront investments and become the owner at the end.
A cost-effective way to acquire work equipment over the long term.
Strengthen your innovative capacity through investments with manageable instalments.
Enables investments with security and predictable costs.
🧭 Lease or hire purchase in three steps
- Submit your application: Send us your request via the form—we will contact you directly.
- Application review: We review your request within our partner network and find the right financing solution.
- Approval: Once approved, you will receive your contract documents and can get started right away—with low monthly instalments.
A service provided by:
finyo GmbH
Roonstraße 23a, 76137 Karlsruhe
📞 +49 (0)721 18126790
✉️ hello@finyo.de
